Mortgage ReFinance Management communicates to all, that “interest rates” are payments…the “debt” is the number years the loan is repaid. Another way to phrase this, to pay for a property at an accelerated pace, the amortization schedule of the mortgage must be reduced….. A bank does not want you to do this aspect!

Mortgage ReFinance Management defines each client’s short-term objective as doing the logical, proper, and necessary work, that will place the client’s underwriting criteria (credit scores, debt-to-income ratios, and loan-to-value ratios) to comply with those required by the Conforming Mortgage Market or Fannie Mae/Freddie Mac underwriting guidelines.

Once the client has achieved the Conforming Mortgage Market credit and underwriting grade, simply decrease the number of years owed by writing the new mortgage at either a 10 or 15 year amortization schedule! In over 65% of Mortgage ReFinance Management’s account inventory, the monthly payment equivalents for both the 10 and 15 year amortization, are less than the client is collectively paying before the project commenced!!

Then, through the Monitoring and Review Program and more advanced Mortgage 5.0™ Management Strategies, “carve” the schedule down to the 7-12 year period depending on the individual needs of each client.

Mortgage ReFinance Management believes that the mortgage transaction is a “tactic”…not a “ball and chain”!