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“Our existence is dedicated to developing the strategies and implementing the tactics that enable our clients to pay for their homes
as quickly as possible, rave to their friends about their credit scores, and to have fun doing so.
We strive to accomplish this in a manner that is profitable, will make our parents proud, protect our client’s privacy, and drive our
competitors insane!” |
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| Mortgage Management |
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The United States mortgage
market data evidences the homeowner now refinances a property
multiple times over the course of ownership.
Mortgage ReFinance
Management recognized the consumer’s
need for proper guidance, oversight, and
navigation through this series of refinance transactions
and thus, developed the discipline of mortgage management.
Mortgage
management is client-based management of all facets of
the residential refinance transaction: product
comprehension and comparison, credit risk analysis and
replenishment, income analysis, property evaluation,
mortgage risk analysis, escrow management, insurance
analysis, interest rate monitoring, and contingency planning.
By
coupling the discipline of mortgage management with Mortgage
ReFinance Management’s Mortgage 5.0™ management system, a more “active” approach
to the residential refinance transaction resulted----one
that
allows the client to tactically “utilize” the
mortgage transaction for present and future personal
advantage.
Mortgage ReFinance Management instructs each
client in mortgage risk analysis or the “whys” and “why
nots” of the basic mortgage
underwriting decision. A mortgage underwriting decision
is not time consuming and is determined
primarily from the client inputs of credit scoring, debt-to-income
ratios, and loan-to-value ratios.
Mortgage ReFinance Managements
exhibits to each client that these inputs are not static
but fluid, often changing
on daily, monthly, or quarterly basis.
The Mortgage ReFinance
Management client is taught that the multiple refinance
transactions that now occur on
a property, can be logically managed and “bundled”.
While each is singular and unique in nature, the refinance
transaction can be now be utilized to control the “variables” of
the mortgage underwriting decision on all future transactions.
Mortgage
ReFinance Management’s Mortgage 5.0™ allows
the client to manage the risk of fluctuating mortgage
underwriting decisions and the mortgage market, replenish
credit scores, realize scale economies, and most importantly,
position the mortgage to be paid-in-full at an accelerated
pace.
The consumer maintains institutional third party
management for both their investment and insurance needs.
Hasn’t
the time arrived for that same type of institutional
management for the client’s largest expenditure---their
mortgage?
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The answer is an emphatic “YES!”…
.Welcome
to Mortgage ReFinance Management. |
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